How much is your credit card stealing from you?

You may be wondering why I’m obsessing so much about credit cards these days.  Don’t worry — the feeling is mutual.  If I had to specify why, it would probably be related to how the cash back you receive from buying things is about the easiest passive form of income you could ever find.  You’re literally changing nothing about your behaviour except which cards you sign up for and use.  And the payback can be massive — this post intends to show how massive.

(more…)

The $1500 Purging Challenge

Anyone who’s known me for more than 10 years knows that I’m a recovering memento-aholic.  I was the kid who had thoughtful and organized collections of bottle caps, sports cards, shiny rocks, keys, and things that looked like fossils.  I’m quire sure I carry a genetic marker that forces me to hang on to things.  This article is about simultaneously breaking these bonds of clutter and turning junk into liquid wealth.

(more…)